QUESTION: What is the earliest age I can start receiving Social Security retirement benefits?

ANSWER: Individuals can receive Social Security benefits as early as age 62. But if a person retires at 62, their benefits will be reduced by as much as 30 percent.

If they wait until full retirement age — 66 for people born between 1943 and 1954 — they’ll get the full benefit. If a person waits until age 70, their benefits will be increased with earned delayed credits.

Complied by the Social Security Administration